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Resource Links for Small Businesses During COVID-19 Crisis

by David Dadekian November 28, 2020
written by David Dadekian

We’re All In This Together


¿Necesitas COVID-19 recursos en español? Por favor, póngase en contacto con Dorcas International.

There are a number of resources–on the national level, state level and municipal level–that have been enacted to help small businesses during this time of great need. I receive dozens of messages and emails each day asking what’s out there or do I have more information. Below are links to all the application forms and fact sheets that I’m currently aware of, plus some other resources on unemployment insurance and health.

I am taking all information from official web sites and cannot be responsible for any rule or regulation changes–consult with your accountant, lawyer, loan officer, etc. I can recommend those professionals if you need someone.

Jump down to:

  • Contact Your Government Representation
  • CARES Act General Overviews
  • SBA Coronavirus Pandemic Disaster Loans
  • Rhode Island Grants and Funding
  • City and Town Grants and Funding
  • Rhode Island Unemployment Insurance
  • Worker Relief Funds
  • Other Rhode Island Resources
  • Other National Resources
  • Mental Health Resources

Contact Your Government Representation

The only way these types of aid get passed is by contacting our representatives at all levels of government and making the need to save small businesses, such as our restaurants, a high priority. Here are contact info and search sites for you to find who you should be talking with.

Senator Jack Reed – 401-528-5200 or 202-224-4642

Senator Sheldon Whitehouse – 401-453-5294 or 202-224-2921

Find Your Representative
– Congressman Jim Langevin – 401-732-9400 or 202-225-2735
– Congressman David Cicilline – 401-729-5600 or 202-225-4911

Governor Gina Raimondo – 401-222-2080 / governor@governor.ri.gov

Speaker of the House Nicholas Mattiello – 401-222-2466 / rep-mattiello@rilegislature.gov
Senate President Dominick Ruggerio – 401-222-6655 / sen-ruggerio@rilegislature.gov

Find your Senator and Representative in the RI General Assembly


CARES Act General Overviews

The Small Business Owner’s Guide to the CARES Act

CARES Act: Unemployment Insurance FAQ

Independent Restaurant Coalition COVID-19 Legislative Responses: Impact For Small Business


SBA Coronavirus Pandemic Disaster Loans

Coronavirus (COVID-19): Small Business Guidance & Loan Resources – overview page with funding options, guidance for businesses and other SBA information

Questions? Contact Mark Hayward, Rhode Island District Director and Regional Administrator for Region I at rhodeisland_do@sba.gov or mark.hayward@sba.gov

SBA Coronavirus Relief Options:

Economic Injury Disaster Loan including EIDL Forgiveness Advance

  • Forgiveness Advance of up to $10,000 in 3 business days
  • 3.75% interest rate for businesses, 2.75% interest rate for non-profits of up to $2,000,000 for up to 30 years
  • Unsecured up to $25,000. No personal guarantee for amounts up to $200,000
  • Up to 1 year payment deferral, interest will accrue
  • Apply here

Paycheck Protection Program

  • U.S. Treasury Information Sheet
  • American Enterprise Institute summary
  • Applied via an SBA-certified bank or credit union – find a lender—this is important as I’ve heard from owners around the country who’ve said their bank was not entering this program and they had to find a new bank
  • Apply directly for the PPP through the Community Reinvestment Fund and Goldman Sachs
  • I’ve also heard it’s recommended you download and review, if not fill out the sample lender form, though your bank may use a modified version
  • 1% interest rate, borrow up to 250% of average monthly payroll from the past year capped at $100,000 per employee, up to a maximum of $10,000,000, for up to 2 years
  • Up to 6 months deferral, interest will accrue
  • Forgiveness: up to 100% as long as loan proceeds amount spent by the borrower during the 8-week period after the origination date of the loan is used for: payroll costs, interest payment on any mortgage incurred prior to February 15, 2020, payment of rent on any lease in force prior to February 15, 2020, and payment on any utility for which service began before February 15, 2020. Employee and compensation levels must be maintained and payroll cost capped at $100,000 on an annualized basis for each employee
  • Any advance amount received under the EIDL Forgiveness Advance will be subtracted from the amount forgiven
  • Analytix Solutions in Woburn, MA has offered, for free, to figure out your maximum PPP forgiveness amount. Fill out their form.

SBA Express Bridge Loans

  • For any business that has an existing banking relationship with an SBA-certified lender
  • Up to $25,000 with an interest rate not to exceed prime + 6.5%, fixed or variable, for a maximum of 7 years

SBA Debt Relief

  • The SBA will pay the principal, interest, and fees of the above loans for six months
  • Debt relief is automatic, but you should check with your lender

Rhode Island Grants and Funding

Verizon Small Business Recovery Fund

Citizens Bank – LISC Small Business Recovery Grant

Rhode Island Commerce Short-term bridge loans for restaurants and microbusinesses

Rhode Island Foundation and United Way of Rhode Island COVID-19 Response Fund Grants


City and Town Grants and Funding

Providence Business Loan Fund

East Providence COVID-19 Job Retention Loan Program

East Providence Small Business Assistance

Pawtucket Business Development Corporation COVID-19 Emergency Loan Program


Rhode Island Unemployment Insurance

Unemployment Compensation in the CARES Act FAQ

Understanding Rhode Island and Federal Paid Leave and Unemployment Insurance

Rhode Island Department of Labor and Training

COVID-19 emergency unemployment insurance benefits for gig economy worker, contract worker, small business owner, worker for hire or self-employed


Worker Relief Funds

Another Round, Another Rally

American Farmland Trust Farmer Relief Fund

National Restaurant Association National Restaurant Employee Relief Fund

One Fair Wage Emergency Fund

Restaurant Strong Fund

Southern Smoke Emergency Relief Program

United States Bartenders’ Guild Emergency Assistance Program


Other Rhode Island Resources

Rhode Island Department of Health COVID-19 page

Rhode Island Superior Court Business Recovery Plan

RI DHS is exploring an expansion of a SNAP Restaurant Meals Program (RMP) via a waiver. See details and complete the RI Food Policy Council form.

RI Food Policy Council Interactive Food Access Maps

Restaurants with Online Ordering and Take Out

Shop Local Food & Drink Businesses Online

Breweries Offering Curbside Can Sales


Other National Resources

Independent Restaurant Coalition

Restaurants Act – Tell Congress: Support Bipartisan Efforts to Improve Relief Efforts and To Provide Additional Funding

Restaurant Opportunities Centers United COVID-19 Resources

Restaurant Workers’ Community Foundation Resources for Restaurants and Workers Coping with the COVID-19 Emergency

James Beard Foundation Resources Restaurants and COVID-19

No Kid Hungry Find Free Meals for Kids

Centers for Disease Control and Prevention Coronavirus (COVID-19) page


Mental Health Resources

RI Foundation COVID-19 Behavioral Health Fund Grants

Crisis Text Line – message with a live, trained crisis counselor

Chefs With Issues Facebook Group

Ben’s Friends – food and beverage industry support group offering hope, fellowship, and a path forward to professionals who struggle with substance abuse and addiction

Streaming Service Promotions (if it helps, it helps!)


With thanks to my friend Rick Simone of the Federal Hill Commerce Association and Providence Tourism Council

November 28, 2020 0 comment
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chefs & restaurantscookingnews

News Bites: Newport Lobster Shack Kitchen, The Pizza Gourmet, Papa Razzi

by David Dadekian September 1, 2014
written by David Dadekian

Grand Opening at the Newport Lobster Shack Kitchen

Grand Opening at the Newport Lobster Shack Kitchen

Current news releases—Eat Drink RI is not the source for these items—please follow any links for more information.

Fishermen in Newport Celebrate Grand Opening of Lobster Shack Kitchen at State Pier Nine in Newport

New Waterfront Eatery on the State Pier Offers Steamed Lobster Dinners, Fresh Lobster Rolls, Lobsterman’s Bisque and More Made from Lobsters Landed Right in Newport at Pier Nine on Long Wharf

The Department of Environmental Management, in partnership with the Fishermen in Newport, hosted a grand opening and ribbon-cutting event today at State Pier Nine in Newport for the new Newport Lobster Shack Kitchen.

The Kitchen is an outgrowth of the popular Newport Lobster Shack Cooperative at the state pier on Long Wharf, where the Fishermen in Newport have been selling their catch – lobsters, crabs and conch – directly to the public since 2010. Now, with the new kitchen facility, the public has an opportunity to purchase a variety of freshly cooked items made directly from lobsters landed at Pier Nine. Visitors to Newport can now enjoy an affordable, local seafood meal ‘picnic-style’ under the shade pavilion on Newport’s working waterfront.

According to DEM Director Janet Coit, the Newport Lobster Shack Cooperative is a powerful model for the survival of local fisheries. By selling their catch directly to the public, the fishermen can earn better value for their product, while ensuring that visitors have a stellar Rhode Island seafood experience.

“I am pleased that economic and environmental sustainability were addressed with this innovative idea to support Rhode Island’s hard working fishermen,” Governor Lincoln D. Chafee said. “I thank Director Coit and her staff for their work to support our environment and economy.”

DEM Director Coit noted that this collaborative initiative with the Fishermen in Newport is one of DEM’s efforts to add economic value to the Rhode Island fishing industry. “All of the Kitchen’s menu items including fresh steamed lobster, lobster rolls, lobster bites, lobster cakes, and hand-picked local lobster meat come straight from the lobsters plucked by fishermen in local waters and landed right here at State Pier Nine. You can’t get any fresher than that!”

Lobster typically ranks as Rhode Island’s second most valuable commercial fishery, behind squid. Lobster landings in Rhode Island (including dockside sales) in 2013 totaled 2.1 million pounds for a value of $9.7 million. Approximately 645,000 pounds were harvested by Newport fishermen for a value of $3.1 million. As Rhode Island-landed lobster are processed and move into the wholesale and retail markets, the total value of the fishery increases substantially – likely approaching $28 million – making it a crucial part of the state’s economy. Rhode Island has approximately 250 lobster fishermen, with 45 landing lobster in Newport.

“I want to congratulate the Newport Fishermen’s Cooperative and all the fishermen here at State Pier Nine for coming together to make the Newport Lobster Shack Kitchen a success. This endeavor is really their vision supported by their investment of time, hard work, funding, and resources. I hope it will be a boon to their businesses and that continues to draw even more people to the Newport waterfront to enjoy some locally caught, fresh off-the-boat-fresh lobster and seafood,” said U.S. Senator Jack Reed, who has worked with Rhode Island lobstermen over the years to secure federal funding for lobster gear exchanges and an ongoing lobster data collection project led by the Commercial Fisheries Research Foundation. Reed has also been a champion of the “eat local” and tide-to-table movement in Rhode Island and led efforts at the federal level to help local growers, fishermen, and farmers market and sell their products.

Today, Senator Reed, a senior member of the Appropriations Commerce, Justice, Science Subcommittee, announced that the U.S. Department of Commerce will be providing another $190,000 in federal funding for URI, in cooperation with the Rhode Island Lobsterman’s Association and others, to design and test new types of lobster and crab gear.

House Speaker Nicholas Mattiello said, “I have focused my energy since becoming Speaker earlier this year on improving our state’s economy. The fishing industry is a very important industry, and I am proud to support efforts such as this one to promote our hard-working fishermen and women.”

President of the Senate M. Teresa Paiva Weed said, “This is a creative partnership that helps keep jobs in Rhode Island. The Newport Lobster Shack Kitchen supports an important industry, enabling fishermen to market locally harvested and locally prepared seafood direct to consumers. It wouldn’t have been possible without Director Janet Coit, and the Senate appreciates her commitment to working with the state’s fishermen to help maintain this vital industry.”

“I visit the fishing pier regularly and I am very excited to see this new facility being opened that will be so helpful to our local fishermen,” noted Representative Peter Martin of Newport. “As a former commissioner on the Atlantic States Fisheries Commission, I truly value the importance of Rhode Island’s fishing industry.”

Representative Deborah Ruggiero of Jamestown added, “The fishing industry is so important to our state’s economy and I am thrilled about the opening of the Newport Lobster Shack Kitchen. I buy lobsters year-round at the pier and it’s exciting to see the expansion from retail sales to a restaurant. I encourage everyone in our state to buy local and eat fresh!”
In addition to the Lobster Shack and Lobster Shack Kitchen, Pier Nine is the site of a farmers’ market that opened in collaboration between DEM and the Pier Nine fishermen in 2011. Located at the edge of Newport Harbor, the market is open Fridays from 2 p.m. to 6 p.m. through October.

The family-friendly Newport Lobster Shack Kitchen is open daily from 12 p.m. to 6 p.m. and is offering several grand opening specials through Labor Day.

 


The Pizza Gourmet Kicks Off Season at Fall Venues

Wood Grilled Pizza Stars At Sports Stadiums and Events Nationwide

From Rhode Island across the nation, The Pizza Gourmet is adding to football fans’ enjoyment this new season. The Pizza Gourmet real wood grilled pizza is being served from pregame to the final gun at pro football venues including Gillette Stadium in Foxboro, Massachusetts. The specialty pizza made only from hand-stretched dough grilled at 1800 degrees over real oak and maple wood is served to VIP guests at games as well as in the clubhouse.

Baseball fans enjoy The Pizza Gourmet as well at the home of Cleveland’s big league club, Progressive Field.
And this fall and winter, hometown fans will have the advantage at the University of Rhode Island where a Pizza Gourmet-themed concession stand will open in the Ryan Center. URI’s athletic department and fraternity/sorority foodservice is featuring the real wood-grilled pizza as well.

The Pizza Gourmet and The Catering Gourmet will unveil their brand new food truck, The G Truck, at the Peace & Providence Festival September 6th at the Roger Williams National Memorial in Providence. The G Truck will be at select events throughout New England serving The Pizza Gourmet’s original wood-grilled pizzas and a full menu of food that can only be described as casual and fun. At the Festival, the Catering Gourmet will be located in eight food tents and will be featuring BBQ, doughboys, sandwiches such as sausage and peppers, wraps, ice cream and house made potato chips and fries.

At this year’s Newport Mansions Wine and Food Festival, the Pizza Gourmet will be joining the scores of celebrity chefs and winemakers who come to this world-class tasting and education weekend. The Pizza Gourmet’s wood-grilled pizza will be served at the Grand Tasting at Marble House September 20th and 21st.

 


Weekly Specials at Papa Razzi

Mangia Monday (Every Monday, All Day 11:30 a.m. – 10 p.m.)

  • All entrées are $15.99 all day on Mondays
  • Add an appetizer, pizza or antipasto or salad for only $7.99
  • Add a glass of our house red or white wine for only $5.99
  • *Purchase of entrée required to receive special pricing on appetizers & wine

Brunch & Bubbly (Every Saturday and Sunday from 11:30 a.m. – 3 p.m.) (*Also on Monday Holidays at the same time)

  • Join us all weekend long and Monday holidays for our classic Papa Razzi brunch offerings.
  • With purchase of a brunch entrée, your first drink is on us, with your choice of a Bellini or Mimosa.

Spaghetti Notte (Every Wednesday, All day 11:30 a.m. – 10 p.m.)

  • Join us Wednesday for your choice of four signature pastas, soup, salad or pizza for $19.99
  • With a bottle of red or white wine $29.99
  • Seasonal promotions cannot be combined with any other offers
September 1, 2014 0 comment
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